Senior SME Insurance Expert – Commercial P&C / Underwriting

Location: Adliswil, Switzerland – Hybrid
Start: ASAP
Duration: 3–4 months
Engagement: Staff Leasing / Temporary Assignment
Seniority: Senior Expert / SME
Languages: German and/or French required; English is an advantage

Ideal Candidate

We are looking for a senior Commercial P&C insurance professional with strong experience in the Swiss SME / Commercial Insurance market.

The ideal candidate has a background in Underwriting, Technical Underwriting or as a P&C Insurance Expert, with strong practical knowledge of Property and/or Casualty insurance, risk assessment, underwriting guidelines and portfolio steering.

You should be able to quickly understand existing structures, work independently with limited onboarding and provide practical, actionable recommendations from day one. Experience with product structures, risk appetite frameworks and facility/framework agreements is particularly valuable.

About the Assignment

The assignment focuses on reviewing and further developing the Commercial P&C / SME insurance approach, including risk appetite, underwriting guidelines, product structures and facility/framework agreements.

The role requires a senior professional who can work closely with business stakeholders and translate complex insurance topics into clear recommendations and improvements.

Key Responsibilities

Review and further develop the P&C risk appetite framework
Assess and optimise the SME product offering and coverage concepts
Review underwriting guidelines, principles, limits and deductibles
Analyse current underwriting and market practices
Review and optimise facility agreements and framework contracts
Assess underwriting processes, workflows and operating models
Identify and document improvement opportunities and recommendations
Collaborate with Underwriting, Sales, Business Development and other stakeholders
Prepare and present findings and recommendations to specialist and management audiences

Required Experience

Several years of experience in the Swiss SME / Commercial Insurance market
Strong background as Underwriter, Technical Underwriter, P&C Insurance Expert or similar
Deep knowledge of Property and/or Casualty insurance
Strong understanding of Commercial P&C underwriting and risk assessment
Practical experience with risk appetite, underwriting guidelines, product structures and portfolio steering
Experience with underwriting limits, deductibles and commercial insurance contracts
Good knowledge of Swiss market practices
Ability to work independently with limited onboarding
Fluency in German and/or French