Start: ASAP
Duration: 3–4 months
Languages: German & English or French & English preferred.

About the Role We are looking for a Senior Commercial P&C Insurance Expert to support a leading Swiss insurance company on a short-term strategic assignment.

The role will focus on reviewing and further developing the Commercial P&C offering for the Swiss SME market, with particular emphasis on risk appetite, underwriting guidelines, product structures and operational underwriting processes.

This is a senior SME position requiring someone who can quickly understand the existing environment, work independently and contribute from day one.

Key Responsibilities

Review and further develop the P&C risk appetite framework
Assess and enhance the SME commercial insurance product offering
Review underwriting guidelines, limits, deductibles and steering principles
Assess coverage concepts, facility agreements and framework contracts
Analyse current underwriting practices, processes and workflows
Identify improvement opportunities and provide practical recommendations
Document processes, recommendations and work instructions
Collaborate with Underwriting, Sales, Business Development and management stakeholders

Required Experience

Several years of experience in the Swiss SME / Commercial Insurance market
Strong hands-on background in Underwriting, Technical Underwriting or as a P&C Insurance SME
Deep knowledge of Property and/or Casualty insurance
Strong understanding of commercial risk assessment and underwriting
Experience with risk appetite frameworks, underwriting guidelines, limits and deductibles
Good knowledge of the Swiss insurance market and its underwriting practices
Ability to work independently with minimal onboarding
German & English or French & English preferred

Highly Relevant Experience Experience in any of the following would be particularly valuable:

Commercial Property
Commercial Liability
Engineering Insurance
SME Commercial P&C products
Facility / framework agreements
Coverage concepts and product frameworks
Underwriting process optimisation

Ideal Candidate A senior Swiss Commercial P&C professional, ideally from a technical underwriting or underwriting background, who combines strong insurance product knowledge with practical experience in risk appetite, portfolio steering, underwriting guidelines and SME commercial insurance.

The successful candidate will be pragmatic, analytical and able to deliver actionable recommendations from day one.

By applying for this role, you consent to SGI contacting you by telephone regarding recruitment services, market updates, and relevant business opportunities

We believe in equal opportunity for all and actively encourage applications from diverse backgrounds, experiences, and perspectives.
Source Group International Ltd is acting as an Employment Business in relation to this vacancy

Senior SME Insurance Expert – Commercial P&C / Underwriting

Job Description

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